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Empower

Help secure the financial wellbeing of your employees with our Empower facility.

What is Empower?

 

Empower is a facility by Bajaj Finserv AMC that helps your team invest money before they can spend it. Employees who opt for this facility can get the chosen amount debited directly from their monthly salary, before it reaches their bank accounts. This ‘Save Before You Spend’ motto fosters disciplined investing.

 

How Empower works

 

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Provide details
 
Companies share their details to get onboarded
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Process investment
 
Employees place transaction request and HR processes investment
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Credit salary
 
Employees receive their post-investment salary
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Why choose Empower?

 

For organisations
 

  • Higher morale: Fostering financial security in employees can boost job satisfaction.
  • Increased productivity: Happy employees are more focused and perform better.
  • More talent: Investing in your team's well-being helps retain and attract top talent.
  • New standard: You stand out as a company that helps employees achieve their financial goals.
 

For employees
 

  • Financial fitness: They grow financially stronger with every paycheck and work towards a secure future.
     
  • Investing options: Employees can choose from among several Bajaj Finserv Mutual Fund schemes.
     
  • Guilt-free spending With investments in place, your team can spend your remaining funds without worrying.
     
  • Control and flexibility: Investors can monitor your portfolio with ease and modify or cancel investments at any time to match their evolving needs.
 

Investment options for every goal

With Bajaj Finserv Asset Management Ltd.’s funds, employees can find a scheme that suits numerous goals. Here are some of the options to choose from

For long-term goals

Bajaj Finserv Flexi Cap Fund
Bajaj Finserv Large and Mid Cap Fund
Bajaj Finserv Large Cap Fund

For short and medium-term goals

Bajaj Finserv Liquid Fund
Bajaj Finserv Overnight Fund
Bajaj Finserv Arbitrage Fun

For balanced growth potential

Bajaj Finserv Balanced Advantage Fund
Bajaj Finserv Multi Asset Allocation Fund

For better potential returns* than savings account

Bajaj Finserv Money Market Fund
Bajaj Finserv Banking and PSU Fund

*Savings accounts offer a fixed interest. Mutual fund investments are subject to market risks. Returns are not fixed or guaranteed.

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Frequently Asked Questions (FAQs)

 
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Empower, by Bajaj Finserv AMC, facilitates disciplined investment in mutual funds. It enables organisations to debit the investment amount directly from employees’ salaries before it can be spent. During the payroll cycle, the HR department deducts the consolidated investment amount and sends it to the Asset Management Company for investment.

Empower encourages employees to invest money before they can spend it. By automating the investment process and offering a wide range of investment options, Empower helps employees to take control of their financial future and work towards their long-term goals.

Yes, zero coding is required to implement Empower. The Bajaj Finserv AMC team provides support and assistance every step of the way to ensure a smooth transition for your organisation.

Empower can onboard an organisation within one working day and employees can start to transact immediately.

Yes, employees have the flexibility to choose from a wide range of investment schemes based on their financial goals and risk preferences.

The Empower team provides full support to HR professionals throughout the implementation process and beyond. Our team is available to answer any questions, provide training and guidance, and ensure a positive experience for both HR professionals and employees.

A portion of your salary is invested in mutual funds before it reaches your bank account, allowing you to spend the remainder guilt-free. This ensures that your investments are on track every month.

Empower is available to employees whose companies have partnered with us. Check with your HR department to see if your company is enrolled.

Empower offers a wide range of mutual fund schemes that align with various goals, including long-term, short-term and medium-term goals. There are also different schemes to cater to different risk appetites, from conservative investors to those who are comfortable with high risk in exchange for high return potential.

Employees can reach out to our financial advisors and customer support team. All details are mentioned in the ‘Support’ section of the platform.

They can log in to their Empower accounts at any time to view detailed reports and track the performance of their investments.